Category Archives: Debt

Pay off Debt or Save for Later? Here’s What We Think!

Pay off Debt or Save for Later? Here’s What We Think!

You’re sailing through the month with no financial worries. You’ve applied successful saving strategies and stopped wasting money. Now that your savings are starting to grow; you’ll discover new challenges about making decisions for the best use of those funds.

In most cases, the tough decision is between using the funds for investment or paying off debt. While both are essential for your financial health, all you need to do is prioritize what’s more important at the time. Before moving further, let’s take a look at what paying off debt and investing for your future means, one by one.

Pay off Debt or Invest?

When you pay off your debts or even begin to pay them off, you may experience some sense of relief. So once you’ve paid off all your loans, credit cards, and title loans if you live in Phoenix, you can live a debt-free life. Moreover, the debt you hold and your ability to withstand personal emergencies are usually inversely proportional to each other.
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What to Expect From Private Car Loans

What to Expect From Private Car Loans

If you’ve found a car you love but a private party is selling it rather than a dealer you can still get bank financing. You’ll have to do much of the legwork on your own, but it’s still doable. Here’s what to expect from private car loans. Private Party Auto Loans When you find a… Continue Reading

3 Simple Ways to Budget without a Spreadsheet

3 Simple Ways to Budget without a Spreadsheet

For many people, the word “budget” is almost as anxiety-inducing as “dentist” or “we need to talk.” For varying reasons, people’s purchasing habits and the requirements of maintaining a budget just do not align. Whether it’s laziness to track every purchase, limit spending categories to specific dollar amounts, or the fatigue that comes from thinking… Continue Reading

9 Things to Do When You’re Low on Cash

9 Things to Do When You’re Low on Cash

We all have times when we’re low and cash and need an emergency source of cash. It could be that you have got to the point where you have too much month at the end of the money, or maybe you have some kind of emergency like a medical one or some repairs you need… Continue Reading

How to Use Your Credit Card This Holiday Season

How to Use Your Credit Card This Holiday Season

Long lines at the malls, the taste of ham, and children singing in the streets is a sign that Christmas season is here. You must be excited to go on a stress-free winter vacation with your loved ones. And can’t forget your gifts! However, along with the cheers of the yuletide is a type of… Continue Reading