Many people make the same mistake of thinking that just because they have money for all their expenses throughout the month that they are somehow better with money than those who struggle with this. Whilst this is a possibility, the definition of being money savvy doesn’t include those people who spend their money recklessly or …
If you’re in need of extra cash, or just have a lot of old stuff in storage, then selling your items online is a great way to boost your bank balance and clear out space in your home. eBay is one of the most popular platforms for finding buyers for a variety of items from …
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Although money isn’t everything, it does help you get by in life, and therefore, it’s a necessity. Not everyone is blessed with a privileged upbringing or wealthy background. If you want to live comfortably, raise a family, or do the things you love, you will need to have a steady stream of income. Invest in …
Diversifying your income stream will provide you with greater financial resilience. A person who loses one job might find themselves in a better position to survive if they’ve got a second one to turn to. And it might be that the second job is one you actually view as a more viable option in the …
Your budget needs more than basic calculations to work. To be really effective, it needs to have the following three things: savings, fun money and flexibility. 1. Savings If all of your money is getting spent by the end of the month, you’re not budgeting properly. You need to have some wiggle room in your …