Personal finance comes with a learning curve. After all, none of us were born knowing about interest rates, credit scores and budgeting. We have to go through the process of learning how to handle our money and deal with debt.
Luckily, there are resources to help us along the way — like credit counselors at non-profit agencies, who are qualified to give clients free or low-cost guidance about important personal finance topics. If you choose to avail yourself of their services, it helps to prepare a list of questions ahead of your first meeting so you can make the most of your session.
Here are five questions worth asking at your first appointment.
What Services Do You Offer?
A solid first step is establishing exactly which services a credit counselor does and does not offer. Credit counselors often provide services like personalized budget counseling, financial education classes and free educational materials. Asking them to outline what they can do for you specifically will help you set accurate expectations.Continue Reading