How to Break Out of the Cycle of Debt

How to Break Out of the Cycle of Debt

According to the 2018 Planning & Progress Study by Northwestern Mutual, the average U.S adult has about $38,000 in personal debt. This is not adding up additional debt from mortgage loans to pay off that Cincinnati home for sale. While loans and other debt can be useful for investing in your future, it will have… Continue Reading

The Best Secured Credit Cards 2019

The Best Secured Credit Cards 2019

Secure credit cards are for people who are either first-time credit card users or have a bad credit history. Credit card bureaus Equifax and TransUnion are responsible to monitor your track record of credit card usage. For, those who fail to meet the standards set by these bureaus are less likely to be eligible for… Continue Reading

How should I Contribute to my Multiple Retirement Accounts from two Different Employers?

An individual can most certainly have more than one retirement account. There generally is no restriction on the number of considerations one has. The legend has it that one retirement account makes sense, but multiple retirement accounts make much more sense than usual. Following are the reasons why it is recommended for individuals to have… Continue Reading

4 Tips to Achieve Financial Freedom

4 Tips to Achieve Financial Freedom

The term financial freedom or financial independence refers to an individual’s ability to build up sufficient assets to sustain their desired lifestyle indefinitely. Unfortunately, issues such as debt and poor financial management means that a large percentage of the population will never achieve true financial independence. There is still hope however; by getting the fundamentals… Continue Reading