{"id":1893,"date":"2010-05-24T12:00:52","date_gmt":"2010-05-24T16:00:52","guid":{"rendered":"http:\/\/theamateurfinancier.com\/?p=1893"},"modified":"2012-01-04T22:46:30","modified_gmt":"2012-01-05T02:46:30","slug":"deep-thoughts-tipping","status":"publish","type":"post","link":"https:\/\/www.theamateurfinancier.com\/blog\/deep-thoughts-tipping\/","title":{"rendered":"Deep Thoughts: Tipping"},"content":{"rendered":"<p>I&#8217;ve given some thoughts to tipping as of late, since taking my fiancee out to dinner to celebrate my new (if less than ideal) job raised an obvious tipping situation.\u00a0 It&#8217;s always a bit of a conundrum; how much do you tip?\u00a0 Do you tip fifteen percent, ten percent, twenty, or some other value?\u00a0 How much should the level of service influence the amount you leave, and what scale do you use?\u00a0 Is it ever okay to not leave a tip at all?<\/p>\n<p>All these questions come to mind when I sit down and think about tipping.\u00a0 (I have a tendency to just add a tip to my bill upon paying it, without really dwelling too much on the philosophy of tipping.\u00a0 I also tend to use one of my <a title=\"Tip Tricks When You Don't Have a Calculator\" href=\"..\/blog\/tip-tricks-three-methods-when-you-do-not-have-a-calculator\/\" target=\"_blank\"><span style=\"text-decoration: underline;\">mental tip tricks<\/span><\/a> to determine a good tip amount.)\u00a0 It&#8217;s a major part of our corporate culture, particularly when it comes to dining out.\u00a0 What advice can we find to guide our tipping decisions?<\/p>\n<h2>Tipping Philosophy<\/h2>\n<p>In the United States, at least, the current tipping standard is about 15-20% for good service from wait staff, with ten percent being reserved for poor service (and less than that for truly horrendous service).\u00a0 Of course, while restaurants are the most commonly encountered situations where tipping is &#8216;required&#8217;, it&#8217;s far from the only one; it seems there&#8217;s a large (and ever increasing) number of service providers for whom tips are suggested.\u00a0 A <a title=\"Tips on Tipping\" href=\"http:\/\/www.getrichslowly.org\/blog\/2006\/10\/12\/basic-tips-on-tipping-how-much-and-to-whom\/\" target=\"_blank\"><span style=\"text-decoration: underline;\">complete list<\/span><\/a>, courtesy of J.D. Roth of Get Rich Slowly, should give you a good idea of just when tipping is needed, as well as the appropriate amounts.<\/p>\n<figure id=\"attachment_1894\" aria-describedby=\"caption-attachment-1894\" style=\"width: 300px\" class=\"wp-caption aligncenter\"><a href=\"http:\/\/theamateurfinancier.com\/wp-content\/uploads\/2010\/05\/Foreign-Currency-Tipping.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-1894\" title=\"Foreign Currency Tipping\" src=\"http:\/\/theamateurfinancier.com\/wp-content\/uploads\/2010\/05\/Foreign-Currency-Tipping-300x225.jpg\" alt=\"Let's not even get into the troubles of tipping in a foreign country\" width=\"300\" height=\"225\" srcset=\"https:\/\/www.theamateurfinancier.com\/wp-content\/uploads\/2010\/05\/Foreign-Currency-Tipping-300x225.jpg 300w, https:\/\/www.theamateurfinancier.com\/wp-content\/uploads\/2010\/05\/Foreign-Currency-Tipping.jpg 500w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><figcaption id=\"caption-attachment-1894\" class=\"wp-caption-text\">Let&#39;s not even get into the troubles of tipping in a foreign country<\/figcaption><\/figure>\n<p>But why do we tip in the first place?\u00a0 The most commonly cited reason is that tips serve as reward for good service; rising to meet a standard level of service merits a good tip, while going above and beyond deserves a great tip.\u00a0 It&#8217;s similar to a bonus for salaried workers, motivating fast and professional service.<\/p>\n<p>Except that it doesn&#8217;t.\u00a0 Apparently the biggest motivator in how much we tip is fear of social disapproval.\u00a0 We tip not because we think that the service is great, but because we <a title=\"Tipping relieves guilt more than rewards performance\" href=\"http:\/\/money.cnn.com\/2003\/05\/15\/commentary\/everyday\/sahadi\/index.htm\" target=\"_blank\"><span style=\"text-decoration: underline;\">don&#8217;t want to be seen as cheap<\/span><\/a>.\u00a0 The performance level affects how much we tip about as much as the weather; neither one has much of effect on how much the average person tips.<\/p>\n<p>There&#8217;s another twist to the whole tipping issue, as well: for all the talk of tipping as &#8216;optional&#8217; or a reward for good service, it&#8217;s really not.\u00a0 Tipping is not only considered a near requirement when dining out (or again, in many other situations), but tipping amounts are actually <a title=\"Minimum Wage for Tipped Employees\" href=\"http:\/\/www.dol.gov\/elaws\/faq\/esa\/flsa\/002.htm\" target=\"_blank\"><span style=\"text-decoration: underline;\">incorporated into the law<\/span><\/a>.\u00a0 Yes, the minimum wage of tipped workers is significantly less than that of workers who don&#8217;t receive tips ($2.13 vs $7.25; workers who receive tips can be paid less than one third the wages of non-tipped employees).\u00a0 Without receiving tips, workers like waitresses and waiters would be making well below a living wage ($2.13 per hour for 40 hours a week, 50 weeks a year yields an income of $4260, well below the poverty line).<\/p>\n<p>Another strike against the &#8216;tipping as good work incentive&#8217; theory is that wait staff aren&#8217;t the only ones who depend on tips.\u00a0 Frequently, the tip money that waiters and waitresses collect is distributed to busboys, bartenders, and host\/esses or pooled among the wait staff and divided up at the end of the shift.\u00a0 This means lower motivation from individual tips (if your coworkers&#8217; actions can have as much, if not more, effect on your take home pay as your own actions, why stress yourself to try your hardest?)<\/p>\n<p>It also points out a fact about waiting on tables that might not be apparent while you&#8217;re sitting there, deciding on a tip amount: it&#8217;s not a one person job.\u00a0 Perhaps your dinner takes a long time to be served because the waiter is lagging, but it could be a kitchen problem.\u00a0 Lowering the tip you leave might end up punishing the waiter for something out of his control.<\/p>\n<h2>My Thoughts on Tipping<\/h2>\n<p>So, with all these explanations about why we don&#8217;t tip to encourage good behavior, why do we tip?\u00a0 Well, as mentioned, we tip to avoid feeling guilty, and to make ourselves look better in front of our acquaintances.\u00a0 We also tip to keep restaurant prices down (if restaurants paid their employees more to compensate for a lack of tips, it would end up making food more expensive).\u00a0 Although we make not want to admit, we will tip to avoid having vengeance enacted upon us; unless you are a world-traveler (or about to join a monastery), there&#8217;s a good chance that you will go to the same restaurant again, and most of us don&#8217;t want to give the staff a reason to spit in our food.<\/p>\n<p>Where do I stand on tipping?\u00a0 I tend to view it as a necessary evil.\u00a0 Our current economic environment and the expectation of tips by employees, employers, customers and even the government mean that situations where tipping is expected, if not all but required, will not decrease any time soon (and it seems, will continue their pattern of increasing as we move forward).\u00a0 Given that, as well as the fact that many of those who are being tipped count on that money (and might be earning a lower amount in hourly wages as a result), my advice is: just do it.\u00a0 Tip, and tip well (particularly if you are in a group; there are few things that will annoy your dining companions more than you tossing in an inadequate amount and requiring them to make up the difference).<\/p>\n<p>&#8220;But,&#8221; you ask, anticipating my response, &#8220;what if the service is bad?\u00a0 Aren&#8217;t tips supposed to reward good service, with low or no tips encouraging the wait staff to work harder?&#8221;\u00a0 Well, as we discussed, not everything about your meal is under the waiters&#8217; control, so you may be punishing them for something they cannot help.\u00a0 Also, there&#8217;s a good chance that, without any other information to help guide them, the wait staff will misunderstand your intentions.\u00a0 Imagine that you are a waiter, and you get a tip that is rather meager; will you think that you were less professional while waiting on that table, or that it was simply a table of cheapskates?<\/p>\n<p>If you are in a restaurant and receive poor service, a better response is the one recommended by <a title=\"Tipping Etiquette\" href=\"http:\/\/www.findalink.net\/tippingetiquette.php\" target=\"_blank\"><span style=\"text-decoration: underline;\">Find A Link<\/span><\/a>: leave a tip and talk to the management about the service you received.\u00a0 You&#8217;ll be sure that the issue is addressed and don&#8217;t have to worry about appearing cheap, stiffing the waiter (and possibly some other waitstaff or customers) or inciting a lifelong vendetta against you.\u00a0 (Again, a reminder when dining out: the current standard for a &#8216;decent&#8217; tip is fifteen percent; don&#8217;t stiff the wait staff, or force your dining companions to cover for your cheapness.)<\/p>\n<h3>It&#8217;s time for your views.\u00a0 Has tipping gotten to be too important when dining out?\u00a0 Do you feel that fifteen percent is too much, too little, or just right?\u00a0 Does it bother the heck out of you when your dining companions don&#8217;t chip in enough for the tip?\u00a0 (It&#8217;s a pet peeve of mine, as you may have guessed.)<\/h3>\n","protected":false},"excerpt":{"rendered":"<p>I&#8217;ve given some thoughts to tipping as of late, since taking my fiancee out to dinner to celebrate my new (if less than ideal) job raised an obvious tipping situation.\u00a0 It&#8217;s always a bit of a conundrum; how much do you tip?\u00a0 Do you tip fifteen percent, ten percent, twenty, or some other value?\u00a0 How [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[209],"tags":[],"class_list":["post-1893","post","type-post","status-publish","format-standard","hentry","category-deep-thoughts","wpautop"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Deep Thoughts: Tipping | The Amateur Financier<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.theamateurfinancier.com\/blog\/deep-thoughts-tipping\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Roger\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/deep-thoughts-tipping\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/deep-thoughts-tipping\\\/\"},\"author\":{\"name\":\"Roger\",\"@id\":\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/#\\\/schema\\\/person\\\/08574c7c42732c7cc4346dc3fec0e881\"},\"headline\":\"Deep Thoughts: Tipping\",\"datePublished\":\"2010-05-24T16:00:52+00:00\",\"dateModified\":\"2012-01-05T02:46:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/deep-thoughts-tipping\\\/\"},\"wordCount\":1259,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/deep-thoughts-tipping\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/theamateurfinancier.com\\\/wp-content\\\/uploads\\\/2010\\\/05\\\/Foreign-Currency-Tipping-300x225.jpg\",\"articleSection\":[\"Deep Thoughts\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/deep-thoughts-tipping\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/deep-thoughts-tipping\\\/\",\"url\":\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/deep-thoughts-tipping\\\/\",\"name\":\"Deep Thoughts: Tipping | The Amateur Financier\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/deep-thoughts-tipping\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/deep-thoughts-tipping\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/theamateurfinancier.com\\\/wp-content\\\/uploads\\\/2010\\\/05\\\/Foreign-Currency-Tipping-300x225.jpg\",\"datePublished\":\"2010-05-24T16:00:52+00:00\",\"dateModified\":\"2012-01-05T02:46:30+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/#\\\/schema\\\/person\\\/08574c7c42732c7cc4346dc3fec0e881\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/deep-thoughts-tipping\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/deep-thoughts-tipping\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/deep-thoughts-tipping\\\/#primaryimage\",\"url\":\"http:\\\/\\\/theamateurfinancier.com\\\/wp-content\\\/uploads\\\/2010\\\/05\\\/Foreign-Currency-Tipping-300x225.jpg\",\"contentUrl\":\"http:\\\/\\\/theamateurfinancier.com\\\/wp-content\\\/uploads\\\/2010\\\/05\\\/Foreign-Currency-Tipping-300x225.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/deep-thoughts-tipping\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Deep Thoughts: Tipping\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/\",\"name\":\"The Amateur Financier\",\"description\":\"Thoughts on Money, Investing and Life\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/#\\\/schema\\\/person\\\/08574c7c42732c7cc4346dc3fec0e881\",\"name\":\"Roger\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c306e77aa0a82a330bf778f6c4f8fe4742257b9c7d461be78b15a422b0bab592?s=96&d=blank&r=pg\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c306e77aa0a82a330bf778f6c4f8fe4742257b9c7d461be78b15a422b0bab592?s=96&d=blank&r=pg\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c306e77aa0a82a330bf778f6c4f8fe4742257b9c7d461be78b15a422b0bab592?s=96&d=blank&r=pg\",\"caption\":\"Roger\"},\"sameAs\":[\"https:\\\/\\\/www.theamateurfinancier.com\\\/blog\\\/\",\"https:\\\/\\\/x.com\\\/https:\\\/\\\/twitter.com\\\/amateurfinance\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Deep Thoughts: Tipping | The Amateur Financier","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.theamateurfinancier.com\/blog\/deep-thoughts-tipping\/","twitter_misc":{"Written by":"Roger","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.theamateurfinancier.com\/blog\/deep-thoughts-tipping\/#article","isPartOf":{"@id":"https:\/\/www.theamateurfinancier.com\/blog\/deep-thoughts-tipping\/"},"author":{"name":"Roger","@id":"https:\/\/www.theamateurfinancier.com\/blog\/#\/schema\/person\/08574c7c42732c7cc4346dc3fec0e881"},"headline":"Deep Thoughts: Tipping","datePublished":"2010-05-24T16:00:52+00:00","dateModified":"2012-01-05T02:46:30+00:00","mainEntityOfPage":{"@id":"https:\/\/www.theamateurfinancier.com\/blog\/deep-thoughts-tipping\/"},"wordCount":1259,"commentCount":0,"image":{"@id":"https:\/\/www.theamateurfinancier.com\/blog\/deep-thoughts-tipping\/#primaryimage"},"thumbnailUrl":"http:\/\/theamateurfinancier.com\/wp-content\/uploads\/2010\/05\/Foreign-Currency-Tipping-300x225.jpg","articleSection":["Deep Thoughts"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.theamateurfinancier.com\/blog\/deep-thoughts-tipping\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.theamateurfinancier.com\/blog\/deep-thoughts-tipping\/","url":"https:\/\/www.theamateurfinancier.com\/blog\/deep-thoughts-tipping\/","name":"Deep Thoughts: Tipping | The Amateur Financier","isPartOf":{"@id":"https:\/\/www.theamateurfinancier.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.theamateurfinancier.com\/blog\/deep-thoughts-tipping\/#primaryimage"},"image":{"@id":"https:\/\/www.theamateurfinancier.com\/blog\/deep-thoughts-tipping\/#primaryimage"},"thumbnailUrl":"http:\/\/theamateurfinancier.com\/wp-content\/uploads\/2010\/05\/Foreign-Currency-Tipping-300x225.jpg","datePublished":"2010-05-24T16:00:52+00:00","dateModified":"2012-01-05T02:46:30+00:00","author":{"@id":"https:\/\/www.theamateurfinancier.com\/blog\/#\/schema\/person\/08574c7c42732c7cc4346dc3fec0e881"},"breadcrumb":{"@id":"https:\/\/www.theamateurfinancier.com\/blog\/deep-thoughts-tipping\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.theamateurfinancier.com\/blog\/deep-thoughts-tipping\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.theamateurfinancier.com\/blog\/deep-thoughts-tipping\/#primaryimage","url":"http:\/\/theamateurfinancier.com\/wp-content\/uploads\/2010\/05\/Foreign-Currency-Tipping-300x225.jpg","contentUrl":"http:\/\/theamateurfinancier.com\/wp-content\/uploads\/2010\/05\/Foreign-Currency-Tipping-300x225.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/www.theamateurfinancier.com\/blog\/deep-thoughts-tipping\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.theamateurfinancier.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Deep Thoughts: Tipping"}]},{"@type":"WebSite","@id":"https:\/\/www.theamateurfinancier.com\/blog\/#website","url":"https:\/\/www.theamateurfinancier.com\/blog\/","name":"The Amateur Financier","description":"Thoughts on Money, Investing and Life","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.theamateurfinancier.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.theamateurfinancier.com\/blog\/#\/schema\/person\/08574c7c42732c7cc4346dc3fec0e881","name":"Roger","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/c306e77aa0a82a330bf778f6c4f8fe4742257b9c7d461be78b15a422b0bab592?s=96&d=blank&r=pg","url":"https:\/\/secure.gravatar.com\/avatar\/c306e77aa0a82a330bf778f6c4f8fe4742257b9c7d461be78b15a422b0bab592?s=96&d=blank&r=pg","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c306e77aa0a82a330bf778f6c4f8fe4742257b9c7d461be78b15a422b0bab592?s=96&d=blank&r=pg","caption":"Roger"},"sameAs":["https:\/\/www.theamateurfinancier.com\/blog\/","https:\/\/x.com\/https:\/\/twitter.com\/amateurfinance"]}]}},"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false},"uagb_author_info":{"display_name":"Roger","author_link":"https:\/\/www.theamateurfinancier.com\/blog\/author\/admin\/"},"uagb_comment_info":1,"uagb_excerpt":"I&#8217;ve given some thoughts to tipping as of late, since taking my fiancee out to dinner to celebrate my new (if less than ideal) job raised an obvious tipping situation.\u00a0 It&#8217;s always a bit of a conundrum; how much do you tip?\u00a0 Do you tip fifteen percent, ten percent, twenty, or some other value?\u00a0 How&hellip;","_links":{"self":[{"href":"https:\/\/www.theamateurfinancier.com\/blog\/wp-json\/wp\/v2\/posts\/1893","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.theamateurfinancier.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.theamateurfinancier.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.theamateurfinancier.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.theamateurfinancier.com\/blog\/wp-json\/wp\/v2\/comments?post=1893"}],"version-history":[{"count":0,"href":"https:\/\/www.theamateurfinancier.com\/blog\/wp-json\/wp\/v2\/posts\/1893\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.theamateurfinancier.com\/blog\/wp-json\/wp\/v2\/media?parent=1893"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.theamateurfinancier.com\/blog\/wp-json\/wp\/v2\/categories?post=1893"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.theamateurfinancier.com\/blog\/wp-json\/wp\/v2\/tags?post=1893"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}