Today is the eleventh year since the attacks on September 11th, 2001. On that date, everything changed, not only here in the United States, but throughout the world. It set in motion things that we are still dealing to this day and left scars that still have not completely healed over. I don’t have much I can say about this. Nothing I can say will make things better. Here’s the only things that comes to mind: May God bless and love all of us, and may there never again be such a tragedy, here or anywhere else on the planet. Amen.
On that note, let’s get to good articles from last week:
Good Yakezie Posts
Why choose a 15-Year over 30-Year Fixed Rate Mortgage? – If you find yourself wanting to get a mortgage soon (and the mortgage rates are still exceptionally low, so it’s worth considering), it’s nice to consider what type of mortgage to get. Retire By 40 looks over some of the differences between the two (both currently and back when he got his mortgage), showing some of the advantages of a 15-year fixed rate mortgage.
The Pros and Cons of Paying Off Your Mortgage Early – While we’re on the subject of mortgages, Miss T. of Prairie Eco-Thrifter discusses some advantages and disadvantages of paying off your mortgage ahead of time. It’s one of the tougher calls in the money world (there’s a lot of other things you can do with the extra money that would go to paying off the mortgage, after all), but it is something to consider if you have the money coming in.
Netflix: A Lesson in Competition – While I don’t do much investing in individual stocks, it’s always neat to read about individual companies. The College Investor looks in depth at Netflix, how they managed to dominate the DVD by mail market, and how they are running into trouble as other companies move into the digital content delivery service. A good reminder to look at the long term when you consider investment possibilities.
Should You Invest In Penny Stocks? – Life and My Finances looks in the always widely advertised world of penny stocks, which you might have heard about by reading any number of ads (including, I’m betting, the ones near this very article). It does a pretty good job of pointing out some of the risks inherent in penny stock investing, and providing reasonable warnings and cautions for anyone considering that area of investment.
Are Entrepreneurs Born or Made? – A good question, particularly as I try to do my best to build a business to provide for my wife (and soon, my daughter). As KrantCents notes, there are some basic traits that all entrepreneurs seem to share, which are the sort of thing you simply can’t teach; there are also some things that need to be learned over time. So, the debate continues…
Newlywed’s Beginning Guide to Money – While Sondra and I aren’t technically newlyweds any more (we’ll be hitting our six month anniversary in less than a week), we’re still in the process of getting our finances joined together; case in point, it’s only this month that we’ve joined our accounts together. My Journey to Millions shares some of the other issues you’ll need to handle as start working on your finances as a team.
Healthcare: Should It Be Called Sickcare? – There’s a lot of issues to discuss about healthcare, and some of the biggest involve whether we are even focusing on the right aspect of health to begin with. The Millionaire Nurse Blog shares some thoughts about preventing illness, rather than treating them after they occur. Definitely something that I hope the health industry will consider.
Why Your Teenager Needs to Drive a Used Car – As someone who has always driven used cars, I’d say that most people would probably be better off with a used vehicle. But particularly for teenagers, it makes a very good idea, as noted on Personal Dividends. Unless your teenager is a true exception in terms of personal fortune or driving skill, trust me when I say that things will work out better, for both you and your teen, if you go used.
Should You Let Your Employer Know About Your Side Business? – This is a tough one. On one hand, letting your employer know can lead to them urging you to limit your side work (or even prohibiting it outright); on the other hand, that’s nothing compared to what can happen if your boss finds out later. Faithful with a Few tries to thread the needle with how to handle these issues, although it will depend highly on their policy on the issue.
What’s the Strangest Thing You’ve Seen Written on a Dollar Bill? – An interesting question raised by Darwin’s Money. I’ve seen everything from naughty suggestions to political statements (from nearly all sides), but the strangest was probably the Where’s George comments; it does make me wonder how many people have taken them up on the offer to track their dollar bills…
Contests and Giveaways
…Honestly, I searched but wasn’t able to find any currently ongoing contests. If you have any contests currently ongoing, and want some extra publicity (I do try to spread the word, and all), let me know, and I’ll be happy to share it in my next round-up (or perhaps tweet it when I get a chance). Let me know!
Where The Amateur Financier Was Featured
My article on The Success of Others and My Motivation was included in the Get to Work with the Yakezie Labor Day Carnival from Stock Trend Investing, the Happy Labor Day and A Carnival post from Wealth Artisan, and Carnival of Retirement #35 – Labor Day Edition from Finance Product Reviews.
It was also included in the Carnival of Financial Camaraderie – Labor Day Edition hosted by Broke-Ass Mommy (yet another blog to add to my list of truly awesomely named blogs out there) and the Carnival of Money Pros – Labor Day Weekend Edition from Young, Cheap Living (ditto for this blog). You’d almost come to the conclusion that Labor Day was last week or something…
That’s all for this entry; thanks for reading, and come back tomorrow, when I promise to be back to my usual (more) humorous nature. God bless us, everyone.