Tips to Boosting Your Credit Score It’s hard to imagine a life without credit cards. Yet aside from providing consumers with a convenient and easy method of payment, credit can create a number of problems for people who make late payments or struggle with their finances. The average credit card holder has a debt of $8,398. Collectively, U.S. consumer …
Originally Published: Nov 12, 2018. Updated: June 18, 2020 9 Things to Do When You’re Low on Cash We all have times when we’re low and cash and need an emergency source of money. It could be for a medical emergency, car repairs, or even an upcoming mortgage or rent payment. There are many different …
So, you’ve assessed your finances and decided that filing for bankruptcy is your best option? If this is your decision, then I hope this article will help you in filing for bankruptcy. Before that, I want to emphasize two things: There is no shame in filing for bankruptcy. Bankruptcy is not just for the middle …
Your credit score is an important part of your financial profile and is something banks and other financial institutions take a look at before agreeing to lend you money. Your score is determined by the two major credit bureaus Equifax and TransUnion by using financial information in your file. A low score can make life …
Do you want to cancel your credit card? Afraid it will affect your credit score? In this post, I have shared a few ways to securely cancel your credit card. The decision to cancel a credit card is always welcomed by financial advisors. Most often, people cancel their credit cards either because they have too …
