Almost 20 percent of Americans have bad credit scores less than 700. If you find yourself in this category you may be wondering what are the things that hurt your credit score. To understand how to improve your bad credit, you first need to know what a credit score is. This handy guide will explain …
What Every Teenager Needs to Know About Money While no teenager is required to take up any finance classes while in high school, it would be a great initiative to enroll in one. Understanding the basics about money, including how to earn, spend, and save it, is a crucial skill for everyone. If one can …
On average, college graduates are leaving school with more than $30,000 in student loan debt these days. This can make it very difficult for them to get their lives on the right track in the years following their college graduation. If you’re currently in this position, you should learn how to manage student loan debt so …
While it might sound too good to be true, you really can have your student loans forgiven. That is, assuming you meet a certain set of qualifications. So yes, student loan forgiveness is a real thing. What Does It Mean to Have a Student Loan Forgiven? Some people qualify to have part or all of …
Tips to Boosting Your Credit Score It’s hard to imagine a life without credit cards. Yet aside from providing consumers with a convenient and easy method of payment, credit can create a number of problems for people who make late payments or struggle with their finances. The average credit card holder has a debt of $8,398. Collectively, U.S. consumer …