The 5 Best Credit Cards of 2019

Are you finally ready to get a credit card? If you feel confident about paying off your credit card bills on time, getting a new credit card in 2019 can be a fantastic deal. You can buy the things you always wanted, travel to exotic destinations and get rewarded in points/miles for doing so.

Keep in mind that a credit card is for someone who wants to build their credit status and is financially stable enough to pay off the bills in time. Do not get a credit card if you already are in debt. First, clear the debt, have some savings in your bank account and then think about applying for a credit card.

Here are the 5 best credit cards of 2019.

1. Wells Fargo Propel American Express® Card– High rewards

Wells Fargo is a San Fransisco based finance company that has central offices throughout the United States. Recently, it reached a new height by becoming the world’s fourth-largest bank in terms of market capitalization and total assets.

Wells fergo

The Wells Fargo Propel American Express® Card is known for handsomely rewarding it’s users with bonus points each year. Moreover, you get 30,000 bonus points after spending $3000 within the first three months of purchasing this card. The monetary value of 30,000 reward points is $300.

2. Citi Simplicity® Card– No late fees

The Citi Simplicity® Credit Card is the best option for people who don’t want to pay the late fees. Maybe you are not so sure about being able to pay your credit card bills on time and want a card that is lenient towards people like you. Until you get a hold over your finances, you don’t have to worry about paying a late fee and APR(which is low for the first year).

3. Quicksilver® from Capital One®- 1.5% Cashback Unlimited

Quicksilver® from Capital One is one of the best credit cards in 2019 for people who have low spending capacity and don’t want to pay an annual fee. You will be getting 1.5% of the money you spend on every purchase you make. Furthermore, in the first three months of purchasing this card, you get $150 once you spend $500 in purchases.

4. Chase Freedom® credit card– Best for Cashback


Chase Freedom credit card is provided by the multinational investment bank and financial services company called J.P. Morgan Chase & Co.

It is headquartered in New York City.

The services and features this card has to offer are a lot similar to Quicksilver® from Capital One. However, there is one thing that is unique about Chase Freedom credit card. It provides 5% cashback up to $1,500 when you purchase items from their bonus category. You have to activate this service which expires once in every 3 months.

5. Discover it® Cash Back– Best for Cashback

The cashback you earn from your Discover it® Cash Back credit card never expire. There is no pressure on you to spend at the end of the year. Similar to Chase Freedom, this card too provides 5% cashback up to $1500 on a quarterly basis. You can spend your money on gas stations, grocery stores, restaurants, and When it comes to cash back, there is no competition for Discover it® Cash Back credit card. It is one of the best in 2019.


When it comes to purchasing a credit card, you need to look at factors like rewards points, cashback, free miles, late fee, and annual fee. Make sure you know what you want and what features these credit cards have to offer.


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