Net Worth Update January 2011

Happy New Year, and Happy 2011!  It’s hard to believe that it’s already 2011; even though I’m a relatively young person, it sounds more like science fiction than an actual year; I have this odd sensation that we should be traveling to the moon or something like that.  Alas, that is unlikely to be the case; not too many outfits are offering space trips (and those that do charge way, way more than I have available), so I’m unlikely to make it to the moon this year.  Even though space travel is outside my reach, as long as I keep up on my resolutions, I should have a very good 2011.

All of that said, I don’t have the luxury of a completely fresh start; there’s still plenty of issues I need to handle from 2010.  Credit cards, student loans, a rocky year for investments (and the inability to contribute anywhere near as much as I wanted to my investment portfolio): all in all, 2010 was a pretty rough year.  But that just means I have to try harder to make 2011 the year I take back control over my finances!

On that note, let’s just see where my finances stand at the end of December (and as a result, 2010), and where I need to go from here:

A sort of mixed month, all in all.  My spending was higher than I was hoping (given that it was December and the holiday season and all, I suppose that’s to be expected), but a surprisingly vigorous month for my investments nearly offset that added spending, leaving me with a relatively small net worth decrease this past month.  I still ended up spending more than I wanted (again, Christmas season will do some rough things to your budget), but with plenty of effort, I can make 2011 a much better year financially.  Plus, my Alexa ratings have just shot up this month, so I’m definitely on a roll!  Happy New Year to you all, and here’s hoping everyone meets their financial goals this year!

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