Most Americans have two really big problems in common: debt and health. Indeed, roughly 77 percent of Americans carry some amount of debt. And two-thirds of all adults in the U.S. are either obese or overweight. Unfortunately, these two issues are often related as well. Healthcare costs are one of the biggest causes of debt in this country. Given all that, it’s clear that living a healthy lifestyle on a tight budget can be extremely difficult. Thankfully, it’s not impossible. Here are four tips to help you manage your finances and your health at the same time:
Hop on Your Bike
Transportation costs mount up over time. On average, households in the U.S. spend nearly $10,000 on transportation every year. That’s a huge figure that can easily cut into a low-income budget. The good news is that choosing to walk, jog, or bicycle instead of driving can save you a ton of cash and help you burn calories in one fell swoop. Just make sure to give yourself enough time to bike to nearby places so that you don’t arrive late.
Become a Culinary Wizard
Fast food may be cheap, but it’s not healthy; expensive restaurant food has the potential to be healthy but obviously isn’t cheap. Though it could take a while, learning how to cook from groceries is the best way to enjoy healthy, delicious meals that fit within a budget. One silver lining to note: there are plenty of resources online that will help you learn how to cook, even if you’ve never so much as boiled water before. A little application can go a long way in this regard!
Cut Out Vices
Plain and simple bad habits like smoking, drinking, and gambling are detrimental to your health and your bottom line. Avoid these activities completely, or at the very least, cut back on them significantly. Doing so will allow you to live a healthier life and save money while paying off debt.
Speak to a Doctor
Ignoring a health problem won’t make it go away. Yet, a good number of people don’t deal with medical issues for fear of high healthcare costs. This is a mistake. In reality, it’s smarter –– and cheaper in the long run –– to schedule regular appointments with a doctor than it is to roll the dice with your well-being. It’s always better to be safe than sorry, so don’t hesitate to find local testing near you should the need arise. Remember, you can’t put a price on your health!