Sometimes I feel I am far out of the loop when it comes to pop culture; even the most common references seem to just slide right on by me. For example, if I say the name ‘Hill Harper‘, I imagine that most people would instantly think of the actor from CSI:Miami (amongst other places). After all, it’s an incredibly popular show, and he has been an integral part of it.
But when I was asked to review his new book The Wealth Cure, I had no idea who he was (even now, I can’t recall seeing him in any of his roles). Still, even without knowing who he was, the book itself looked quite interesting. Would my lack of fandom increase my impartiality, or prevent me from fully understanding what Mr. Harper was talking about? As always, the only way to know is to read on and find out.
The Wealth Cure opens with an introduction, discussing the importance of money in our modern lives, as well as the even greater importance of keeping money in its. The rest of the book is broken into five sections, with names that bring to mind medical situations (fitting, given the author’s most famous role). The first part, The Diagnosis, looks at some situations that can be indicative of money problems. It starts with a story of Harper going out with one of his friends and seeing how easily it is to spend much more than you intend. It also sets up some of the other major themes of the books, as well as introducing some of the author’s friends who appear throughout the book.
The second part of the book is entitled Treatment Options, and it starts to look at ways of changing your relationship with money to achieve true wealth. It shares Harper’s reaction to a diagnosis of thyroid cancer, and how it caused him to re-examine his approach to life. There’s also the introduction of the concept of the Wealth Factor, the aspects of your life outside of money that will make you happy.
Part three is Compliance, which is all about sticking with the treatment plan you just developed. It has advice on how to spend well, and how to keep your money in check. There are sections on credit cards, credit scores, housing, and cars. There’s even a section on planning out your monthly spending.
The fourth part is about maintaining your health and wealth; the former being vital to enjoying the latter to the fullest. There are sections about the importance of being willing to sacrifice in the short term in order to achieve your goals (as well as the story of one of Harper’s associates who has done just that to open her own jewelry business). There are sections noting the importance of being willing to take a leap to achieve your goals, as well as advice on reclaiming your childhood confidence and hopefulness. It also notes the importance of keeping money in perspective in your life’s journey.
The fifth and final part of the book is about Masterminding, thriving and surviving in life. There’s more information about the importance of investing in yourself. There are also a few tips on protecting your assets, from having life insurance and a will to building up an emergency fund. There’s also advice on giving of yourself, mainly with time and effort. Lastly, there are comments on Mastermind Circles, groups formed with the goal of helping the members build up their finances and monetary standing. The book end with a conclusion sharing Harper’s wealth factors, and an epilogue noting that his thyroid surgery was a success (always a good thing).
The book is very well paced and quite well written, emphasizing the true nature of wealth in our lives. It shares some very thought-provoking moments (particularly in regards to the nature of African-American history and perspective in the world; there are some facts shared that I had never heard before, including about the history of Pullman porters). The book is very encouraging, urging people to better their financial states.
There’s not much in the way of step by step instructions; even the areas the books does cover, from life insurance to wills, there isn’t much in the way of specific advice. The personal stories in the book are also sometimes a bit hard to follow; it can be tough to keep all of Harper’s friends straight as he discusses how their lives progress.
The Wealth Cure is a very inspirational and interesting book, with quite a bit of solid encouragement. The overall tone is that of a good and concerned person trying to talk some sense into a financially irresponsible friend. While it is a bit light on step by step financial instructions, it is a very encouraging book.