Author Archives: Shilpa

5 Signs you Need to File for Bankruptcy

5 Signs you Need to File for Bankruptcy

Bankruptcy is a scary word for many. However, admitting bankruptcy is one of the boldest steps a person can make while suffering from financial woes. Not everyone would agree that he or she is struggling to meet his or her obligations, but this might be an option to consider. Look out for the following signs and if they apply to you, consider filing for bankruptcy:

1)         Too Much Debt

Failure to meet your obligations to creditors can lead to legal and other collection actions to offset them. To reduce the risk of losing it all to your creditors, you can file for bankruptcy as it halts all actions initiated by creditors to collect from you. Credible law firms can help you apply for debt limits for Chapter 7 and Chapter 13 Bankruptcy with a focus on your financial situation and help you renegotiate your terms. With chapter 7 provisions, you can settle your debts by selling your assets. The amounts raised from this can be split amongst your debtors. However, Chapter 13 shields you from losing all your assets. The court allows you to keep part of your properties and assets from being sold or liquidated by debtors despite being considered for disposal. These provisions are helpful when you are neck-deep in debt, and you would like an opportunity to restructure and start on a clean slate.

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Five Ways To Stay Focused

Five Ways To Stay Focused

In this busy world, everyone wants to outshine the other; everybody wants to be on top and everybody faces a lot of competition for this. When to do and succeed becomes your zeal, a passion, work becomes your hobby and success knocks at the door. But sometimes there are things that distract from this zeal… Continue Reading

Work From Home Jobs to Earn the Extra Pennies

Work From Home Jobs to Earn the Extra Pennies

In the era if emerging industries and job opportunities, most of us have a tight schedule in our daily lives. Further, lack of job satisfactions or unattractive revenue allocations has posed a constant pressure. You may get busy searching for better working conditions and also higher benefits. This may lead to overdue stresses and health… Continue Reading

How Do Shares Work?

How Do Shares Work?

The most popular type of incorporation for companies in the UK is the limited liability company. Who owns a limited company is determined by who owns the shares in the company. A share is analogous to “having your say” in the way a business is run, as well as taking rewards from the business. For… Continue Reading

Ways To Climb Up The Credit Score Ladder

Ways To Climb Up The Credit Score Ladder

Credit Score reflects your financial life which is a subset of your overall life. So, hard times that you go through in your life get reflected in your financial life and that dampens your credit report and then the credit score. A credit repair is never too late and if done well, improves your credit… Continue Reading