This week has been pretty horrible, money-wise. As I mentioned on Wednesday, I had to spend nearly $1000 on my car to keep it running. As a result, my financial situation is lower now than it was last week, and it was not great then.
The account rundown, as always:
Savings
PNC (Checking Account) $ 238 -$566
Susquehanna (CD) $ 2542 +$0
ING Direct (Checking) $ 39 -$100
ING Direct (Savings) $ 1405 +$405
ING Direct (Orange CD) $ 1012 +$0
HSBC Direct (Savings) $ 22 -$200
Smarty Pig (Savings) $ 2439 +$100
Vanguard (Money Market) $ 1000 -$0
Total Savings $ 8697 -$361
Investments
Vanguard (Roth IRA) $ 5395 -$238
- Small Cap Index (NAESX) $ 3108 -$151
- High Dividend Yield (VHDYX) $ 2287 -$87
Share builder (ETFs) $ 2334 -$74
- Total US Market (TMW) $ 705 -$30
- Extended Market (VXF) $ 712 -$27
- Total Foreign (VEU) $ 452 464 -$12
- Small Cap Value (VBR) $ 215 -$10
- Emerging Markets (VWO) $ 250 +$5
Total Investments $ 7729 -$312
Total Assets $ 16,426 -$673
Credit Cards
MasterCard (JCPenney) ($ 107) -$0
American Express ($ 1645) -$1146
Student Loans ($ 11,929) +$0
Total Debts ($ 13,681) -$1146
Net Worth $ 2745 -$1818
I’m actually pleasantly surprised by my expenses this week. After you subtract the aforementioned car expenses, the investment losses, and my insurance premiums, my out of pocket spending (for things like gas and food) was only $145. I do need to get myself a budget to manage such ‘incidentals’, but I’m happy about my self-control and restraint this week. Hopefully, next week will be a bit kinder to my wallet, and I’ll have happier news to report.
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