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April 17, 2014



Weekly Round-Up: When It Rains…

There’s an old expression I’ve always considered quite true: ‘When It Rains, It Pours’.  It’s not talking about the weather, per se (or at least not entirely about the weather), but rather about life in general.  The general idea is that when something bad happens in your life, it’s almost always followed by further problems.  We rarely experience situations that are stressful or emotionally draining one at a time, with plenty of time in between allowing us to relax, recover, and regroup for the next issue to arise.

No, before we even get the chance to finish handling one issue, the next issue is already upon us.  Take my life over the past week, for example.  I spent most of last week studying for a make-up test in Advanced Organic Chemistry II (which, since I know you’re wondering, is just as hard as it sounds) to make up for when I missed the last test in the wake of my seizures, only to find that while I was studying, a new homework assignment was posted, one that’s due on Wednesday.  Furthermore, I’ve recently learned that not only do I need to have a thesis done by August if I hope to graduate in the Summer, but I need to turn it into the committee deciding whether I’m ready to graduate at least four weeks early, and my adviser wants to see it two weeks before that.  That means I need to have it done by mid-June, at the latest, if I want to graduate during the summer.  (And if I wanted to graduate in May, I should have had the thesis submitted by, well, March.)  Add in all the normal stresses of life, love, and the pursuit of a Master’s Degree, and I’m definitely under more than a little bit of stress.

One that does help to relax me, though, is reading through all the great personal finance articles that are out there (even though sometimes attempting to keep up can be a bit stressful, as well).  There’s just so much good stuff out there, including:

Good Yakezie Posts

This is a truly interesting idea; sharing a proposition explaining your values, much as the Financial Samurai has done with the Yakezie Value Proposition here on the Yakezie blog.  I’m definitely going to have to do something like this, possibly very soon…

Speaking of the Financial Samurai, he decided to look into the average audit rate by income rate from the IRS.  As is his tendency, he managed to spark a pretty interesting discussion about whether the IRS is engaging in income-based profiling.

It always make me think of Sesame Street when I see letter-based articles, including Krantcents’ ongoing series, but the 3 K’s of Success is an excellent addition to nicely done series.  (Even if I picture it being read by Big Bird…)

It’s nice to see when people question conventional wisdom, like Kevin of Invest It Wisely is doing by considering The Dangers of Over Diversification.  In truth, you don’t need to ensure that you have representatives of every type of stock in your portfolio; you can do quite well with just a few broad-based mutual funds.

If You Can’t Beat Them, Join Them; you’ve probably heard it before, but never like this.  Evan of My Journey to Millions shares how the Forbes Billionaire Index attempts to follow the progress of 571 companies run by billionaires.  Apparently, it’s profitable, but volatile; not surprising, really.

Nobody likes to fail, but there are at least 7 reasons that failure is a good thing, as noted by Miss T. on Prairie Eco-Thrifter.  From making you stronger to helping you learn, there are some things you are only able to accomplish through failing and then recovering.

The Financial Blogger raises a pretty good question, wondering Would You Declare Your Income?  Given that I share my monthly financially standing, it’s pretty obvious what my answer is, but I can understand why he is taking a more cautious route.

I’m a pretty big fan of The Hunger Games (the books, at least; so far, I haven’t had a chance to see the movie), but hadn’t considered how they might have a relation to Game Theory.  Tim of Faith and Finance shares how The Hunger Games share a Lesson in Game Theory.  (And, just so you’re warned, potentially spoils the ending of the book/movie; so only read the article when you’ve read the book and/or seen the movie.)

Contests and Giveaways

The big news, contest-wise, is the Two-Year Blogging Celebration by Kevin of Invest It Wisely, where nearly $1200 of prizes are being given away.  Very, very nice.

The Get Rich Slowly Video Contest is still going strong, until April 15th.  You are a bit late for the Early Bird bonus, but still, the main contest sounds pretty impressive itself.

Super Frugalette is celebrating her Yakezie anniversary, and doing so by giving away a $50 Amazon Gift Card to those who share good Yakezie articles on her blog.  (Just a reminder, I am a Yakezie member, in case you were looking for a good source of blog entries to consider.)

Where The Amateur Financier Was Featured

My review of The Only Investment Guide You’ll Ever Need was featured in The Daytona 500 Edition of the Yakezie Carnival, hosted by Mrs. and Mr. Not Made of Money (back in mid March; sorry that it slipped my attention until now).

Speaking of outdated article mentions, my article on Remembering 9/11 was including in Kevin of Invest It Wisely‘s article on Fighting Terrorism and Violence Through the Spread of Good Ideas: Remembering 9/11 back on, well, 9/11/2011.  I do appreciate it, even though I apparently missed it when it was first posted.

With tax time nearly upon us, it’s not too surprising that The Carnival of Financial Camaraderie #27, hosted by Step Up Away From the Mall (great blog name, by the way) hosted my article It’s Tax Time, Yet Again!  It’s apparently a pretty decent post after all, as it was also included in the Top Personal Finance Posts of the Week – Mega Millions Edition from Jeremy Waller on Personal Finance Whiz.

Apparently, it’s alright if I worry about my future a bit in my blog; my article on My Future Work, and My Future Worries was included in the Totally Money Carnival – Millionaire Teacher Edition hosted by Marissa of Thirty Six Months.

I do read quite a few books; my review of The Millionaire Next Door was included in the Weekly Chit-Chat and Good Reads post from Finance Product Reviews.

My post on Index Funds Beat Actively Managed; Now What? was included in the Self Directed Investing for Retirement Carnival – March Madness Edition, hosted by the Arbor Investment Planner.

Comments

  1. Tslk about a rough week. Yeesh. And yes, organic chemistry is difficult to say the least. Glad to hear you are finding some way to hang in there.

    Thanks so much for the inclusion. I am glad so many people have found that article encouraging.

  2. Although I have a Bachelor of Science, I only had to take one year of science. A BS in Business does not require much science (1 year of Geology). I do not have a clue what advanced Organic Chemistry is!

    Thanks for the mention, I really appreciate it.
    krantcents´s last blog post ..The 3 L’s of Success

  3. Thanks for sharing such great financial articles. I particularly enjoyed “7 Reasons that Failure is a Good Thing.” I’m a bit of an optimist – always trying to find light in the darkness. Your interest in finance is a great thing to have at your age. I know it can be stressful juggling assignments and life but, with your knowledge and education, you will go far.

  4. @Miss T: Yup, it’s been a pretty rough week, actually, a pretty rough month. You’re quite welcome; it’s always nice to share some perspective on failure, as it’s tough sometimes to see the good side of your troubles.

    @Krantcents: Yes, the name ‘Bachelor of Science’ doesn’t really tell you much about how much science you actually need in order to obtain the degree. Advanced Organic Chemistry is pretty rough, even for someone like me who didn’t have too much trouble with the basic Organic Chemistry courses. (Of coure, the fact that it’s been a decade since I took said basic Organic Chemistry courses doesn’t help matters.) You’re quite welcome, as well.

    @Joseph: I tend to be a bit of a pessimist, but at times like this, it is helpful to look on the bright side. It takes some energy at times, but it’s generally a better approach to life.

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