Thoughts on Money, Investing and Life

Wow, I’m up to the tenth post for my blog already. Ten posts in eight days; if I keep this pace up, I’ll be over 400 posts by the end of the year. I’m starting to get into a pattern, as well; as long as I continue to focus and regularly update the blog, I can definitely keep right on rolling with this.

Onto my financial updates:

Savings

PNC (Checking Account) $ 54 +$20
Susquehanna (CD) $ 2542 +$0
ING Direct (Checking) $ 287 -$1352
ING Direct (Savings) $ 1000 +$0
ING Direct (Orange CD) $ 1012 +$0
HSBC Direct (Savings) $ 222 +$0
Smarty Pig (Savings) $ 2191 +$0
Vanguard (Money Market) $ 1000 -$100

Total Savings $ 8308 -$1432

Investments

Vanguard (Roth IRA) $ 6158 -$229
- Small Cap Index (NAESX) $ 3558 -$183
- High Dividend Yield (VHDYX) $ 2600 -$46

Share builder (ETFs) $ 2609 +$74
- Total US Market (TMW) $ 789 +$25
- Extended Market (VXF) $ 801 +$12
- Total Foreign (VEU) $ 500 +$18
- Small Cap Value (VBR) $ 247 +$9
- Emerging Markets (VWO) $ 272 +$10

Total Investments $ 8767 -$155

Total Assets $ 17,075 -$1587

Credit Cards

MasterCard (JCPenney) $ 0 +$0
American Express ($ 233) +$908

Student Loans ($ 11,929) +$0

Total Debts ($ 12,162) +$908

Net Worth $ 4913 -$679

A loss of net worth, overall. The withdraw from my ING checking to pay off my American Express was a wash, as far as net worth, but the automatic investment into Sharebuilder was enough to more than make up for the bad investment week. Although, since I transferred in $200 and only showed a gain of $74, it was still pretty bad.

But, the unemployment check will arrive next week, and I should be getting my first check from my part-time job, all of which should put me in the black next week (even if we have another lackluster week for investments).

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