It’s been a hard week for The Amateur Financier. Besides spending the middle of the week as sick as a dog (and having to make the six hour trek across Pennsylvania twice), I’ve also discovered that I had to refile for benefits from the Pennsylvania unemployment system. Not to get into all of the details in this post, but the short version is that it’s been a year since I was downsized from my job in 2008, and they were still paying me from that filing with the check they sent me two weeks ago. Unfortunately, now I’m stuck dealing with bureaucracy as the most expensive holiday of the year rapidly approaches.
There’s a lesson or two to be learned from all this: don’t count your chickens before they’re hatched. I had been assuming that I would get a biweekly check of seven hundred some dollars, and planned my saving (and more importantly, spending) accordingly. Now that there’s been a change in my situation, I need to change what I’m doing and try to spend much less. The other lesson is that the government can be fickle; even when you are owed money, there are any number of rules and regulations that you can run into which will affect how much you get, and when it makes it into your hands. Until you actually have the money in your hands, being sure to check on and follow up on government action is vital.
Anyway, enough of my travails with the Pennsylvania unemployment system; let’s see how my net worth is doing without the expected boost from an unemployment check:
Not too bad; my investments and savings stayed mostly flat, and it’s only spending that really knocked my net worth down. Luckily, though, I should be able to keep my spending more under control in the near (and distant) future. Until, that is, I have kids…*cue money flying away.*