Author Archives: Roger

5 Reasons to Invest in CDs

5 Reasons to Invest in CDs

Investing in a CD is a great way to meet your savings goals. They have many benefits over other financial instruments that should be considered, and are one of the most preferred options for inexperienced investors. In this article, we’re going to give you five reasons why you should invest in CDs.

1. Insurance and Safety

Unlike investing in bonds or stock which can be high risk and volatile, CDs have a lower risk. You can rest assured that your money is in good hands and that you will get all the interest due. It is also critical that you confirm your financial institution is FDIC insured before you sign up for CDs. FDIC insurance will ensure that you get your money back should there be any form of failure or poor investment by your financial institution.

2. Fixed Rates

In spite of the fluctuating markets, CD rates are usually fixed for the entire term. You could always choose between either a fixed-rate, variable-rate, or adjustable-rate CD. All the rates are however quite high and don’t fluctuate with the current money economy ensuring you can always rest easy. A longer-term CD will give you much more return when compared to the short-term CDs. If you want to make more in interest rates, then ensure you opt for the long-term CDs lasting from around 3-5 years.
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9 Basic Things to Know About the Stock Market

9 Basic Things to Know About the Stock Market

Thinking of making a new investment? The stock market is like a maze of sorts and you’ve got to be careful before making your investments because the losses can be substantial. To become a smart investor, you need to be clear with the basics of the stock market. So, we have compiled a list of… Continue Reading

FXGM South Africa, Review and Opinion

FXGM South Africa, Review and Opinion

FXGM South Africa trading platform play a significant role in the direction of success and profitable trading in the forex market. The state of affairs of the forex market transformed so rapidly that involved prompt decision-making on the basis of the assistance provided by the trading platform in order to safeguard the invested capital of… Continue Reading

What is the MWP Act? Why Buy Life Insurance Under the MWP Act?

What is the MWP Act? Why Buy Life Insurance Under the MWP Act?

The Constitution of India has many provisions to protect the rights and interests of women. One of these being the Married Women’s Property Act. Let’s try understanding this act and the benefits it provides a little better. Imagine this scenario, a 40-year-old woman with 3 daughters realizes her husband’s business is running in a loss.… Continue Reading